Foundation Course
Six weekly sessions covering budgeting fundamentals, understanding credit, building emergency funds, and creating sustainable spending habits. Includes workbook and online resources.
What You'll Learn
- Creating and maintaining realistic budgets
- Understanding how interest and credit work
- Building financial safety nets
- Tracking expenses effectively
- Setting achievable financial goals
Duration: 6 weeks, 2 hours per session
Youth Financial Skills
Interactive workshops for young people aged 8-16, teaching money concepts through games, challenges, and age-appropriate scenarios. Focus on building positive money habits early.
Programme Highlights
- Understanding earning, spending, and saving
- Making smart purchasing decisions
- Setting and reaching savings goals
- Introduction to banking basics
- Distinguishing wants from needs
Duration: 4 weeks, 90 minutes per session
Investment Fundamentals
Comprehensive introduction to investing, covering stocks, bonds, funds, and portfolio construction. Learn risk assessment, diversification strategies, and how to align investments with your objectives.
Course Modules
- Investment vehicles and how they work
- Assessing risk tolerance and time horizons
- Building diversified portfolios
- Understanding market mechanics
- Tax-efficient investing strategies
- Retirement planning foundations
Duration: 8 weeks, 2.5 hours per session
Small Business Finance
Essential financial management for entrepreneurs and small business owners. Master cash flow management, financial forecasting, tax planning, and sustainable growth strategies.
Topics Covered
- Cash flow management and forecasting
- Understanding business financial statements
- Tax obligations and planning
- Pricing strategies and profit margins
- Managing business expenses
- Funding options and capital structure
Duration: 10 weeks, 3 hours per session
Retirement Planning Workshop
Navigate pension options, understand state benefits, and create a comprehensive retirement strategy. Learn how to estimate needs, maximize contributions, and plan for life after work.
Workshop Content
- Calculating retirement income needs
- Understanding pension schemes
- State pension and benefits
- Investment strategies for retirement
- Healthcare and long-term care planning
Duration: 5 weeks, 2 hours per session
Property Finance Course
Everything you need to know about buying property, understanding mortgages, and making informed decisions in the housing market. Includes Edinburgh-specific market insights.
Learning Outcomes
- Mortgage types and qualification criteria
- Understanding affordability and deposits
- Additional costs of property ownership
- Buy-to-let considerations
- Local market dynamics and trends
Duration: 6 weeks, 2.5 hours per session